Welcome to AI Finance Club (“Website”). By accessing and using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please refrain from using this Website.

1. General Information

This Website is owned and operated by Nicolas Boucher (“we,” “us,” or “our”). Our registered business address is Hechingerstr. 9A, Stuttgart, 70567. Our VAT Tax ID is DE356721493. These Terms govern your use of this Website and any services, content, or information provided herein, including e-commerce transactions.

2. User Eligibility

By using this Website, you confirm that you are at least 18 years old or have obtained parental/guardian consent to use this Website if you are a minor.

3. Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, images, logos, and software, is our property or licensed to us and is protected by intellectual property laws. Unauthorized use, reproduction, or distribution of any content is prohibited without prior written consent.

4. Use of the Website

You agree not to use this Website:

• For any unlawful purpose or in violation of any applicable laws.

• To infringe on our intellectual property rights or the rights of others.

• To distribute malicious software, viruses, or any other harmful technologies.

• To collect personal data of other users without their consent.

5. Membership Terms

5.1 Membership Plans and Pricing

We offer various membership plans that provide access to digital products, content, and services. Membership pricing and benefits are outlined on our Website. We reserve the right to adjust pricing, modify membership tiers, or update content at any time without prior notice. We make every effort to provide accurate descriptions, pricing, and availability of our digital products. However, we do not guarantee that all product descriptions, pricing, or availability are error-free. We reserve the right to correct errors, change pricing, and update product information at any time without prior notice.

5.2 Subscription and Payments

By purchasing a membership, you agree to a recurring payment plan based on your selected membership tier. Payments must be made through our designated payment processors. We do not store credit card details and comply with all applicable payment security standards. Memberships automatically renew unless canceled before the renewal date. By placing an order, you agree that you are making an offer to purchase the selected digital products. We reserve the right to accept or reject any order. Payments must be made through our designated payment processors. We do not store credit card details and comply with all applicable payment security standards.

5.3 Access to Membership Content

Upon successful payment, you will receive immediate access to the membership content as specified in your plan. If you do not receive access within a reasonable timeframe, please contact us for assistance. Upon successful payment, digital products will be made available for download or access. You will receive an email confirmation with download instructions or access credentials. If you do not receive access within a reasonable timeframe, please contact us for assistance.

5.4 Refund Policy

We offer refunds based on the remaining duration of your membership. If you cancel within your membership term, we will refund the remaining months proportionally. For example:

• Refund after 6 months on a $1000 yearly plan: $500 refunded (50% of membership remaining).

Refund requests must be submitted via email, and we may require proof of purchase. Once a refund is issued, access to the membership content will be revoked. We offer a 30-day money-back guarantee on all digital products. If you are not satisfied with your purchase, you may request a refund within 30 days of the purchase date. Refund requests must be submitted through our contact form or via email, and we may require proof of purchase. Once a refund is issued, access to the digital product will be revoked. However, if you experience technical issues that prevent you from using the product, please contact us for support. Refunds may be granted at our discretion in exceptional cases.

6. Privacy and Data Protection

We are committed to protecting your privacy and processing your personal data in compliance with the General Data Protection Regulation (GDPR). Please refer to our Privacy Policy for details on how we collect, process, and store your personal information.

7. Third-Party Links

This Website may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content or privacy practices.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Website, including but not limited to product defects, download failures, or transaction issues.

9. Changes to Terms and Conditions

We reserve the right to modify these Terms at any time. Changes will be posted on this page, and continued use of the Website constitutes acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Germany. Any disputes shall be subject to the exclusive jurisdiction of the courts in Stuttgart, Germany. Any disputes shall be subject to the exclusive jurisdiction of the courts in Stuttgart.

11. Contact Information

If you have any questions about these Terms, please contact us at:

Email: hello@ai-finance.club
Address: Hechingerstr. 9A, Stuttgart, Germany 70567

By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.